Home Loan Policies and Procedures

Privacy Policy

Under Federal Law we are required to provide you a copy of our Privacy Policy and Privacy Notice Receiving this Privacy Policy and Privacy Notice is a necessary step in obtaining the particular financial product...

Loan Flow Chart / How to Start

1 Organize your documents Please use our Required Initial Documentation list located on the bottom of our Policy page to prepare your documents 2 Shop around for the best rate and term to fit your...

Condo Financing

Condominium financing requires more steps and documentation in comparison to single family residence The reason for this is because of the very nature of the condo itself where all involved parties own the property building...

Borrowers' Do's and Don'ts

Do's 1 Do be fully honest with your loan officer about your situation because if it's not what you say it is underwriting will find out and it's much better for your loan to fall...

Closing Cost / Good Faith Estimate

Brighten Lending knows that consumers are accustomed to receiving a good faith estimate in order to anticipate all of the costs they can expect to incur in connection with a purchase or refinance Effective January...

Rate Lock Policy

Rate Lock Hours You must be eligible to request a lock per our written policy stated here in our website Lock requests will be accepted from the time we post rates on our website until...

Required Initial Documentation

Please note We only need copy if original documents were provided we will make copy and over night back to you within 24 hours after we received General Document requirement 1 Drivers License or State...

California Mortgage Rates


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