Mortgage Property

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Articles that includes mortgage terms.

December 30, 2011

Appraisals

The appraisal is the most accurate estimate of the value of your property The appraisal amount is critical for the loan process because it is the number that lenders use to determine the loan to...


December 30, 2011

Investment Property

Real estate has and will always be one of the safest ways to invest money An investment property is defined as real estate that one purchases with the intention of profiting from it through sales...


December 30, 2011

LTV Rate Correlation

How much should you borrow Does borrowing too much change my rates The short answer is as much as you feel comfortable borrowing and yes loan amounts change your rates The LTV or Loan to...


December 29, 2011

Property Types

The type of property you own is a very important factor in determining your rates and can affect you loan process There are many types of properties but the Single Family Residence the Condominium and...


December 30, 2011

What determines Appraisal Value?

There are many factors which affect the appraisal value of a home You can have a mansion in a run down neighborhood and the appraisal value would be relatively low There are different methods used...


December 30, 2011

Your Neighbors and You

Living in a condominium has its own set of challenges You need to be much more tolerant of your neighbors and be willing to make compromises in order to live in harmony with them Your...


California Mortgage Rates