Mortgage Information

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Basic information about mortages

December 30, 2011

ARMs: Adjustable Rate Mortgages

ARM or Adjustable Rate Mortgage is a mortgage where the rates are subject to change The rates on a ARM stays stable for a set period of time then the rates begin to adjust itself...


December 30, 2011

Cash Out Loans

Cash out loan is a loan where a borrower receives more than 2000 00 or 2 back which ever is lower A cash out loan will always be a refinance because you can not cash...


March 15, 2012

Condo Financing

Condominiums are placed under greater scrutiny by investors due to the nature of the property In order to finance a condominium there are certain prerequisites that need to be met and documented on a condominium...


December 30, 2011

Federal Housing Administration Loans

Federal Housing Administration loans are a special program which is used to finance a property for people who would otherwise be unqualified due to high risk or low income Federal Housing Administration loans are done...


December 30, 2011

Fixed Rate Mortgage

Fixed rate mortgages are the most common type of mortgage and the safest A fixed rate mortgages is program where the interest rate does not change at all over the life of the loan That...


December 30, 2011

What is a Mortgage?

A mortgage is a loan that is used to finance real estate where the property is used as collateral by the borrower The easiest way to put it is that you are using your home...


California Mortgage Rates