Credit and You on Home Loan

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Your credit score is the most important factor in determining what rate you will get from the lender. Having a healthy credit score has many benefits: higher lines of credit, more lines of credit, and being trusted by credit institutions. To the lender, a high credit score means that you have a history of meeting your financial obligations in a timely matter. This means that lenders see you as less of a risk and reward you with lower rates. A higher credit score also mean that you can borrow more (raising your LTV) without incurring any rate increases or additional fees. Your credit score is important, keep it high and maintain it for the best possible rates.

California Mortgage Rates


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