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The appraisal is the most accurate estimate of the value of your property. The appraisal amount is critical for the loan process because it is the number that lenders use to determine the loan to value of a loan. This number determines things like how much money you can borrow or how much you can cash out. The appraisal is done by a licensed individual who visits the site and makes his evaluation. There are many factors which can change the appraised value and it is not uncommon for different appraisers to come up with different values for different properties.

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